Guide: How to Invest Simply in Crypto with Fibo

📋 En bref (TL;DR)

Mobile app : download Fibo on iOS or Android and create your account in minutes
Registered DASP (AMF) : Fibo is a Digital Asset Service Provider regulated in France
Tailored portfolio : a short questionnaire assesses your profile and suggests a personalized allocation
3 asset categories : blue-chip fundamentals, emerging ecosystems, and high-potential innovations
Recurring investment (DCA) : smooth out volatility with regular, automated contributions
Transparent tracking : real-time dashboard, monthly reports, and human support via chat
Designed for everyone : whether you’re a beginner or intermediate investor, Fibo simplifies crypto investing

The cryptocurrency market attracts more investors every year — and for good reason: digital assets offer return potential that few traditional asset classes can match. Yet getting started on your own remains a real challenge. Between choosing the right platform, selecting tokens, managing volatility, and navigating security concerns, the hurdles are numerous — and beginner mistakes can be costly.

That’s precisely why Fibo was built. Our mission is to make cryptocurrency investing simple, secure, and accessible to everyone, whether you’re taking your very first steps or looking for a more structured way to diversify your wealth. As a DASP registered with the AMF (France’s financial markets authority), Fibo guarantees a strict French regulatory framework while providing human support at every stage.

Why choose Fibo for crypto investing?

Before we walk through the steps, here’s what sets Fibo apart from traditional platforms:

A registered Digital Asset Service Provider (DASP)

Fibo operates under the DASP status, registered with the AMF (Autorité des Marchés Financiers) — France’s equivalent of the SEC. In practice, this means your funds are managed within a rigorous regulatory framework: anti-money laundering compliance, data protection, and asset segregation. You invest with confidence, on a platform that meets the highest French standards.

A Dollar Cost Averaging (DCA) approach

Rather than trying to « time the market » — a risky endeavor even for professionals — Fibo favors the DCA (Dollar Cost Averaging) approach. By investing fixed amounts at regular intervals, you smooth out the impact of volatility over time. This proven strategy reduces the stress of daily price swings and optimizes your average entry price.

A diversified, personalized portfolio

Instead of leaving you alone to navigate thousands of tokens, Fibo offers a diversified portfolio tailored to your profile. The allocation is built around three carefully selected asset categories, each with a distinct risk level. The result: professional-grade diversification without needing to become a technical analysis expert.

Human support every step of the way

Unlike fully automated platforms, Fibo provides a dedicated team you can reach directly via in-app chat. Got a question about your portfolio? Unsure about a transaction? You’ll get a real human response within minutes — not a generic chatbot reply.

Invest with Fibo in 4 steps

Here’s the complete journey to make your first investment. The whole process takes less than 10 minutes.

Step 1 — Create your account 📱

Download the Fibo app on iOS or Android (download link). Signing up is quick: enter your email address, choose a secure password, and provide your first and last name. Your account is created in seconds.

Step 2 — Define your investor profile 🎯

A short questionnaire (under 2 minutes) allows Fibo to assess your risk tolerance and investment goals. Based on your answers, the app suggests a portfolio spread across three digital asset categories:

Fundamentals: market pillars like Bitcoin and Ethereum, recognized for their resilience and massive adoption. Moderate risk profile.
Emerging ecosystems: fast-growing blockchain projects (layer 2 solutions, decentralized finance, infrastructure). Higher return potential with elevated risk.
Innovations: tokens tied to new technological frontiers (decentralized AI, gaming, interoperability). The most dynamic segment, with proportional risk.

You’re free to follow the suggested portfolio or adjust it based on your own convictions. The important thing is that you remain in control of your decisions.

Step 3 — Verify your identity 🛡️

Identity verification (KYC) is a legal requirement for all regulated service providers. At Fibo, the process is seamless:

Email and phone: confirm your email address and mobile number.
ID document: take a photo of your passport, national ID card, or driver’s license.
Video verification: a brief face recording to confirm it’s really you.

This procedure ensures the security of your account and the platform’s compliance. It typically takes just a few minutes to complete.

Step 4 — Invest and track your portfolio 🚀

From the app’s dashboard, tap « Invest » and follow the payment flow. Your investment is automatically distributed according to the allocation defined in step 2. You can track your portfolio’s performance in real time, right from the main screen.

After your investment: ongoing support

Investing is just the beginning. Fibo stays with you for the long run with practical tools:

Real-time dashboard: view your portfolio’s value and performance at any time.
Monthly reports: access a detailed summary of your investments in the « My Documents » section of your profile.
Easy reinvestment: set up recurring contributions to strengthen your DCA strategy on autopilot.
Human support via chat: contact the Fibo team directly from the app. Response guaranteed within minutes.

Tips for successful crypto investing

Before you get started, keep these fundamental principles in mind:

🌱 Think long term: cryptocurrencies are volatile in the short run but have historically performed well over several years.
⏳ Invest gradually: DCA protects you from poorly timed entry points.
💰 Only invest what you can afford to lose: never put your emergency savings at risk.
📚 Keep learning: explore our articles and guides on the Fibo blog to deepen your knowledge.

What you need to get started

✅ Be at least 18 years old
✅ Have a valid government-issued ID
✅ Download the latest version of the Fibo app (download here)

Ready to take the leap? Create your Fibo account now and access simplified, secure, and supported crypto investing.

📚 Glossaire

Cryptocurrency (crypto) : A digital asset that operates on a blockchain, used as a medium of exchange or store of value. Bitcoin and Ethereum are the most well-known.
DASP (PSAN) : Digital Asset Service Provider (Prestataire de Services sur Actifs Numériques). A French regulatory status required for crypto platforms, granted by the AMF.
AMF : Autorité des Marchés Financiers (French Financial Markets Authority). The French regulator that oversees financial markets and registers DASPs.
DCA (Dollar Cost Averaging) : A recurring investment strategy that involves investing a fixed amount at regular intervals, regardless of market price.
Diversified portfolio : A collection of varied assets designed to spread risk. In crypto, this means holding multiple tokens across different categories.
Digital asset : A digital representation of value recorded on a blockchain. The legal French term encompassing cryptocurrencies and tokens.
KYC (Know Your Customer) : A mandatory identity verification procedure for regulated financial platforms, aimed at preventing money laundering.
Volatility : The extent of price fluctuations of an asset over a given period. Cryptocurrencies are known for their high volatility.

Questions fréquentes

What is the minimum investment amount on Fibo?

Fibo is accessible from small amounts. The goal is to let everyone start investing, even on a modest budget. Check the app for the current minimum amount.

Is Fibo secure?

Yes. Fibo is a DASP (Digital Asset Service Provider) registered with the AMF (French Financial Markets Authority), ensuring strict compliance with security, anti-money laundering, and investor protection standards.

Can I withdraw my funds at any time?

You maintain full control over your assets. You can request a withdrawal at any time through the app. Processing times are displayed directly within the application.

What's the difference between the 3 asset categories?

Fibo organizes assets into three categories — Fundamentals, Emerging Ecosystems, and Innovations — each with a different risk level and return potential. Your portfolio is weighted according to your profile.

Do I need crypto knowledge to use Fibo?

Not at all. Fibo is designed for beginners and intermediate investors alike. The profile questionnaire and suggested portfolios guide you without requiring any technical expertise.

How does recurring investment (DCA) work on Fibo?

You can schedule regular contributions (weekly, monthly, etc.) that are automatically invested according to your allocation. This method smooths out volatility and simplifies your investment process.

📰 Sources

Cet article s'appuie sur les sources suivantes :

Comment citer cet article : Fibo Crypto. (2026). Guide: How to Invest Simply in Crypto with Fibo. Consulté le 5 février 2026 sur https://fibo-crypto.fr/en/blog/guide-invest-simply-crypto-fibo

Guide: How to Invest Simply in Crypto with Fibo

Why choose Fibo for crypto investing?