Why Investing in Crypto with an AMF-Registered PSAN Is Essential

Investing in crypto with a PSAN means choosing a regulated framework that protects your assets. Discover why these service providers guarantee greater security for your digital asset investments.

Introduction

Crypto investment attracts more and more French investors seeking returns and portfolio diversification. However, the digital asset sector remains recent, often unstable, and sometimes risky. It can seem complicated and obscure, making it difficult to know which platform to invest on and whom to trust.

Since 2019 and the PACTE law, crypto investment operates within a regulated framework to protect investors against scams and fight money laundering.

To limit these risks, it is therefore crucial to use a PSAN.

A PSAN (Prestataire de Services sur Actifs Numériques / Digital Asset Service Provider) is a company authorized by the AMF (Autorité des Marchés Financiers) to offer cryptocurrency-related services. Choosing a registered PSAN guarantees that your platform respects strict obligations regarding security, transparency, and compliance.

Thus, investing in crypto through a PSAN constitutes the most reliable and secure entry point for a first crypto investment. This regulatory framework guarantees a secure, transparent, and supervised environment to manage your cryptocurrency portfolio.

At Fibo, we have placed security, compliance, and long-term support at the heart of our approach. We have been PSAN registered since July 2024.

What Is a PSAN and Why Does It Matter?

The PSAN status, introduced by the PACTE law in 2019, is mandatory for platforms wishing to offer cryptocurrency-related services in France.

More specifically, a PSAN commits to:

• Register with the AMF
• Comply with strict security standards
• Implement a fraud prevention system
• Inform clients clearly and transparently

Whether you’re a beginner or experienced investor, using a PSAN guarantees that you’re dealing with a regulated company, subject to:

• Strict supervision by financial authorities
• Effective protection of your funds
• Transparency obligation on fees and risks

In other words, by turning to a registered crypto actor, you secure your blockchain investment while reducing risks linked to a still young and sometimes opaque ecosystem.

Where to Check If a Provider Is Indeed a PSAN?

To know if a platform is properly registered, the AMF provides an official whitelist, accessible here:
🔗 https://protectepargne.amf-france.org/acteurs-listes-blanches/psan

What Does This List Contain?

• PSANs authorized to operate in France
• Registered offerings in miscellaneous assets
• PSFPs (crowdfunding service providers)
• The company name and registration date

However, be careful: appearing on this list is not an investment recommendation and in no way guarantees a good investment. Crypto-asset investments remain volatile and risky.

What Investing in Crypto with a PSAN Guarantees:

A PSAN commits to respecting several fundamental obligations, including:

• A rigorous KYC (Know Your Customer) process
• An anti-money laundering policy
• Flow traceability and legal framework
• Enhanced IT security
• Clear information on fees and services offered

💡 Good to know: in France, any company wishing to offer the purchase, sale, or custody of cryptocurrencies must be PSAN registered with the AMF.

Regulation Doesn’t Eliminate Volatility, But It Limits Major Risks

The crypto market is volatile by nature, with sometimes extreme price variations. This is part of the characteristics of a blockchain investment. However, volatility is not synonymous with insecurity, provided you go through regulated intermediaries.

🔍 Why Is Investing in Crypto with a PSAN Safer?

The crypto market is naturally volatile. However, this instability should not be confused with insecurity. Provided, of course, you go through a regulated platform.

The Dangers of an Unregulated Platform:

• Risks of losing funds in case of bankruptcy
• Absence of legal protection in case of dispute
• Hidden fees or lack of transparency
• Offshore platforms, often undeclared

👉 By going through a PSAN:

• Your funds are better secured
• Transactions are monitored
• You benefit from a clear and compliant framework

🏆 Some Examples of Registered PSANs in France

Fibo

The Crypto Platform Designed for Wealth Management

💬 The most serious approach to integrating crypto into a complete wealth strategy.

• PSAN registered with the AMF
• Personalized support
• Projection and allocation management tools
• Security, compliance, transparency

🎯 Perfect for: investors concerned with structuring their digital asset portfolio with a long-term approach.

StackInSat

Bitcoin Investment via DCA (Recurring Purchase)

StackinSat offers an innovative solution for scheduled Bitcoin investment via the DCA (Dollar-Cost Averaging) method. PSAN registered in France, the platform targets investors wishing to smooth their market entry.

Meria

Passive Income, Masternodes, and Regulated Staking

💬 A French platform for technical and active investors.

• Purchase + staking + masternodes + yield farming
• Intuitive platform
• Support in French
• PSAN since 2021

Binance

The Largest Platform with Advanced and Complex Features

💬 A global giant with advanced features, now accessible within a regulated framework in France.

Binance is today the world’s #1 cryptocurrency exchange platform by volume, with millions of users across all continents. Since May 2022, Binance has been registered as a PSAN with the AMF, via its subsidiary Binance France SAS, allowing it to operate legally on French territory.

Be careful though, as the platform lists more than 20,000 different cryptocurrencies and it can sometimes be easy to get lost for a beginner.

Conclusion

Today, investing in cryptocurrencies can be an interesting financial opportunity. But to guarantee the security and regulation of your investments, it is essential to choose a PSAN registered with the AMF. By choosing an AMF-registered PSAN platform, you limit risks, gain tax clarity, and benefit from professional supervision.

➡️ For a safe, structured, and compliant crypto investment, trust Fibo, your PSAN partner.

Choosing Fibo means choosing a trusted partner to build a diversified and secure digital asset portfolio, while taking advantage of blockchain growth potential.