Fibo is now non-custodial. You alone control your funds — Fibo is now simply a tool that makes the blockchain easy. No seed phrase, no management fees, no complexity.
Fibo held your crypto for you, like a bank. You trusted us to keep it — and management fees applied.
You hold your crypto directly. Neither Fibo nor anyone else can access or freeze it. And since we no longer manage it, management fees disappear.
A passkey protects your account and doubles as your recovery key.
No more 24 words to hide under the mattress. Your account is protected by a passkey tied to your Face ID and recoverable through your Apple or Google account. The security of a professional wallet, the simplicity of a banking app.
Put your stablecoins to work on leading DeFi protocols, straight from Fibo. Up to 5.2% per year, tracked in real time, withdrawable at any moment — never locked.
Like Lydia or PayPal, but in crypto. By username, in 2 seconds, free and instantly between Fibo members — no exchange in the middle, no address to copy.
To be decided before 1 November 2026. Your funds stay safe until you decide.
Your crypto moves to your new self-custody account. Free transfer, no tax impact. You keep investing and saving exactly as before.
We sell your crypto and transfer the proceeds to you. No exit fees; any gain above €250 must be declared.
Transferring to your new account is free. Cashing out in euros is also free of exit fees.
Until 1 November 2026. Your funds stay safe until then.
Transferring is not a sale, so there is no impact. Cashing out in euros is a disposal: any gain above €250 must be declared.
You can reset it straight from the app, by email. Your funds are untouched.
Open Fibo (or update the app), then follow the steps — it takes 2 minutes.