Fibo charges two types of fees, and only two. They are shown separately in the app, before every confirmation, with their exact amount.
Fibo's commission. It only applies to swaps and to conversions you choose to make: 0.5% of the amount swapped. Transfers, direct savings deposits and withdrawals carry no Fibo fees.
What it costs to carry out the operation: blockchain fees and the fees of the technical providers that make the operation possible (transaction relay, cross-network bridge, swap service). Fibo calculates this amount from its providers' quote at the time of the operation; it varies with the network and how busy it is. Unless stated otherwise below, it is taken from the amount of the operation: you do not need to hold another crypto to pay the network.
No subscription, no account fees, no sign-up fees.
Contents
1. Swapping crypto 2. Sending crypto 3. Savings accounts 4. Buying and selling with euros 5. Examples 6. Pricing changes| Swap from | Fibo fees | Network fees |
|---|---|---|
| An Ethereum-compatible network (Base, Arbitrum…), to any network | 0.5% of the amount swapped | Taken from the amount swapped, shown before confirmation |
| Solana, to any network | 0.5% of the amount swapped | Taken from the amount swapped, shown before confirmation |
| Bitcoin, amount swapped below 0.000588 BTC (58,800 satoshis) | None | Mining fees paid to miners and swap service fees, taken from the amount swapped |
| Bitcoin, amount swapped of 0.000588 BTC or more | 0.5% of the amount swapped | Mining fees paid to miners and swap service fees, taken from the amount swapped |
A swap between two networks goes through a bridge: its cost is part of the network fees. The amount you receive is an estimate until the swap is complete; the app also shows the guaranteed minimum.
A transfer never carries Fibo fees, whether it goes to another Fibo user or to an external address.
| Transfer on | Fibo fees | Network fees |
|---|---|---|
| An Ethereum-compatible network (Base, Arbitrum…) | None | Taken from the amount sent; the app shows what the recipient will receive |
| Solana | None | 0.00005 SOL, charged on top of the amount: the recipient receives the full amount |
| Bitcoin | None | Mining fees paid directly to miners, on top of the amount (except when sending your whole balance) |
| Operation | Fibo fees | Network fees |
|---|---|---|
| Depositing a token the savings account already accepts, on the same network | None | Taken from the amount deposited, shown before confirmation |
| Depositing another token, or from another network (conversion you choose) | 0.5% of the amount converted | Taken from the amount deposited |
| Conversion required by the savings account (it does not accept the token you hold at that moment; the app warns you beforehand) | None | Taken from the amount deposited |
| Withdrawing from a savings account | None | Taken from the amount withdrawn, shown before confirmation |
The yield of a savings account is not guaranteed: it depends on the protocol used and changes over time. Fibo takes no share of this yield.
Buying and selling crypto for euros is handled by our payment partner. Its fees depend on the payment method and are shown before you confirm the order.
Swapping €100 of USDC for ETH on Base: €0.50 of Fibo fees, plus the network fees shown at the time of the swap (a few cents on this network as of the date of this page).
Sending €50 of USDC to a friend on Fibo: no Fibo fees; network fees are deducted and the app shows the amount received.
Swapping 0.0002 BTC for USDC: no Fibo fees (below 0.000588 BTC); network fees include mining fees, which weigh more on a small amount.
On a small amount, network fees can be a significant share of the operation: the app tells you before you confirm.
This pricing may change. The fees that apply to an operation are always those shown in the app when you confirm it. This page is updated whenever pricing changes.
* Network fees include, among others, the fees of our technical providers, who make sure transactions are carried out properly on the blockchain: Biconomy, which relays and executes transactions so you do not need to hold another crypto to pay the network, and LI.FI, which finds and executes swaps and moves between networks.
A question about the fees of an operation? Write to us at [email protected].